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Internet Security
We devote considerable
resources to the maintenance of secure Internet
communications to help ensure that your transactions
with us are conducted in a safe environment. Our goal is
to protect your information on the Internet in the same
manner that we protect you in all other ways of
interaction with you.
You may visit our website
and obtain information on our company, products and
services or other valued added services without
providing us with any information about you.
About our Website
If you do provide personal
information, such as address, e-mail, telephone and/or
fax numbers, as well as demographic and customer
identification, this information will be sent to us via
a secured connection using Secure Sockets Layer (SSL)
technology. We will maintain this information, as well
as your business activities and transactions, according
to our usual stringent security and confidentiality
standards.
Our systems automatically switch to
"secure" mode when you are asked to enter personal
information on any of our application forms. To keep
your data safe we use:
Your Privacy Policy
The following is
the Privacy Policy of Eagle Mortgage, Inc. (“EMC”).
In this Privacy Policy the words “EMC”, “we”, “us”,
“our” and “ours” refer to Eagle Mortgage, Inc. The
words “you”, “your”, or “yours” refer to each individual
who is one of our customers, former customers, and/or
other individuals who obtain or request a loan or other
financial product or service from us.
Respecting
and protecting customer privacy is vital to our
business. By explaining our Privacy Policy to you, we
trust that you will better understand how we maintain
our applicant and customer information private and
secure while utilizing your information to serve you
better. We recognize and appreciate the importance of
keeping your information secure and confidential.
Therefore, we will not sell or share your non-public
personal information with third parties either outside
or within our company except as explained in this
Privacy Policy. The policy, as required by federal
privacy law, covers former and current customers who
obtained or seek to obtain financial products or
services from us for personal, family or household
purposes.
We are pleased to provide you with the
following details regarding the privacy and security of
your nonpublic personal information:
The
categories of information we collect about you and your
borrowers;
The categories of information we disclose
about you and your borrowers;
The protection measures
we use to safeguard nonpublic personal information;
and, the impact of this Notice on you and your
borrowers.
How we collect your information
To
fund and service your loan, comply with government
regulations, improve our products and services, and
better understand your financial needs, we collect and
maintain customer and former customer data. We may
collect non-public personal information about you from
the following sources.
Applications and other
forms, or through other communication including
information provided by you via mail, telephone,
personally, or electronically. Such information may
include your name, address, employment, income, social
security, and other identifying information.
Your
transactions with us. Such information may include, for
example, your loan balance, payment history and other
account information;
Consumer reporting agencies or
other companies that may include information regarding
your creditworthiness or your credit history;
Other
sources from third parties concerning your credit,
deposit, employment and other relationships. Such
information may include, but is not limited to, property
appraisal, and other representations made by you.
Who we disclose your information to:
We
may disclose or share some or all of the information
described above with our service providers (third
parties) as permitted by law, whose services may
include, for example, preparing and mailing monthly
account statements and preparing marketing services on
our behalf. Service providers may include, but are not
limited to, credit reporting agencies, marketing
companies, Mortgage Companies operating in any state
other than those in which we are licensed to do
business, regulators, and third parties as directed by
you.
Such companies have agreed to keep
confidential the information that we provide to them and
to use your information only to carry out the functions
we have asked them to perform and as agreed upon by you.
We do not share your nonpublic personal information with
any company, persons, or entities outside our corporate
family for the purpose of marketing that company’s
products or services. Finally, we may disclose any and
all information above as permitted by law. These service
providers have agreed to keep the information we provide
to them confidential and to use the information only to
carry out the functions we have asked them to perform.
The service providers do not use the confidential
information for any other purposes.
Former
customers
If you once were, but no longer are our
customer, the policies and practices described in this
Privacy Policy will also apply to you except as stated
below in "Additional Rights and
Modifications."
How to confirm accuracy of your
information
We are committed to maintaining accurate
and most current information on all of our customers.
You may review the personally identifiable information
we maintain and make any corrections to the information
if you believe your information is inaccurate and or
outdated by contacting us at the address below.
Safeguard of your non-public information
We
restrict access to your nonpublic personal information
to those employees who require and or seek your
information in order to provide products or services to
you during the course of their job. We maintain
electronic, physical, and procedural safeguards that
comply with federal regulations to protect your
nonpublic personal information.
Rights and
modifications; changes to your Privacy Policy;
Notice
We reserve the right to amend (add, delete,
and/or change) the terms of this Privacy Policy from
time to time and you will be notified of the changes as
required by law.
By electing to become one of our
customers or by receiving our products and related
services, we will provide a copy of our Privacy Policy
to you annually as long as you remain in a customer
relationship with us, unless you indicate to us in
writing otherwise to our address.
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